Office temperature – friend or foe?

As Mark Davies mentioned in his post on complexity, many of you will be familiar with the endless challenge that is regulating office temperature. A topic that, in my opinion, receives far too much air time on my floor at work. However, this ongoing battle has made me think about the tribulations that trustees go…

Is this how Trustees feel when faced with something new?

Just before Christmas a colleague and I hired a car to travel to a client education session. However, the journey actually turned out to be an education for us. As with most hire cars, this one was new and consequently had all the latest gadgets. One of those gadgets was “Adaptive Cruise Control”. We were…

It’s not what you say, it’s the way that you say it

In my last blog I talked about how things that at first seem intimidating usually do not turn out to be as scary. I have been faced with this challenge at university and now in work. When people ask me what I do, I have to think really carefully about how I answer. Mentioning the…

Derivatives misconceptions week

Last week started with Halloween and ended with fireworks. A week that begins with doing something scary and ends with an explosion. Maybe we should rename this week and have an annual event called “national derivatives misconceptions week”? Most people who are new to derivatives will have two worries: They are “complicated” and scary They…

Complexity is a perception

Many readers will be familiar with the challenge of office temperature. Some team members think the office is too hot, and others too cold. It suggests that our experience of temperature is based on perception rather than reality. As an experiment, try the following: Fill a bowl with tap water Put one hand under a…

A biomedical student in the city

As a student on placement, my first week working on LDI could not have been more different from my university lifestyle; this is especially the case given my term time “9 to 5” is reading biomedical science. For the past two years I have been discovering first-hand the medical improvements that, one by one, are…

LDI – as easy as buying a house?

In doing training sessions on LDI, trustees can often (quite rightly) get concerned with the complexity and the mechanics. I think this is often because LDI is looked at as a standalone product. Which it is not. As we have talked about before it is important to start from basics and understand first what you…

Wine. Cheese. Derivatives.

What do you think of when you think of derivatives? At the PLSA conference in Liverpool last week we attempted to answer this question. We played a word association game with visitors to our (wine and cheese based) stand. We asked “What is the first word that comes into your head when we say each…

Longer than a Snapchat timer – a graduate’s view on pensions

A new flock of recent graduates has been unleashed from university this past summer; starting work across a range of grad schemes. I graduated a year ago, so I consider myself part of that group at 22. At a recent housewarming party I brought up the topic of pensions and mortgage savings: you can imagine…

The path to knowledge

The result of the recent EU referendum wasn’t what I’d been expecting, nor was it what I’d hoped for. Judging by the rhetoric coming from both sides, a lot of people are profoundly uncomfortable with ideas they disagree with. So how can we make the best of it?