The challenge with conventional de-risking

The majority of schemes we come across are worried about market falls. This is truer now than ever with markets at, or near, all-time highs but with worrying events on the horizon. Funding levels are better than they were a few years ago, and governance standards are higher meaning that trustees know that no decision…

The queue for equity protection is out of the door. Or is it?

For those that work in London, the lunchtime sandwich rush will be all too familiar. The best places are always queuing out of the door, wasting valuable minutes of a lunch “break” – this can put many people off. The other day we were out picking up our lunch just before 12 – we were…

To sell or not to sell

“To sell, or not to sell, that is the question: Whether ’tis nobler in the mind to suffer The slings and arrows of outrageous equity markets Or to take arms against a sea of troubles, And by avoiding them: To sell, to worry No more; and by a worry to say we end The heartache,…